Preheat oven to 350°F. Grease a 9″x5″ loaf pan or line with parchment.
In a medium bowl, stir together flours, baking powder, baking soda, salt, cinnamon, ground ginger and cloves.
In a large bowl, whisk together applesauce, maple syrup, molasses, eggs, vanilla and milk until combined.
Add dry ingredients into the bowl with the wet ingredients and stir together until just combined (don’t over mix).
Pour batter into prepared loaf pan and bake for 45-50 minutes, or until a toothpick inserted in the middle comes out clean. If you notice the top is browning quickly, cover it with tin foil to prevent burning.
Let loaf cool for 15-20 minutes before removing from pan and frosting.
In the bowl of a stand mixer or a regular bowl if using a hand mixer, combine cream cheese, butter, powdered sugar and maple syrup. Whisk until smooth and fluffy. Spread over gingerbread loaf and serve.